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Game Theory
2025 is set to be a game-changer for the MENA region, with legal and regulatory shifts from 2024 continuing to reshape its economic landscape. Saudi Arabia, the UAE, Egypt, Iraq, Qatar, and Bahrain are all implementing groundbreaking reforms in sustainable financing, investment laws, labor regulations, and dispute resolution. As the region positions itself for deeper global integration, businesses must adapt to a rapidly evolving legal environment.
Our Eyes on 2025 publication provides essential insights and practical guidance on the key legal updates shaping the year ahead—equipping you with the knowledge to stay ahead in this dynamic market.
A complete spectrum of legal services across jurisdictions in the Middle East & North Africa.
Gargi Agarwal
Associate
Biography
Gargi is an Associate specialising in Banking & Finance based in our Bahrain office.
Gargi works closely with our international, regional and domestic clients advising them across the full spectrum of banking and finance matters, including trade finance, syndicated lending, Islamic finance, project finance and regulatory work. She also has extensive experience in dealing with the Central Bank of Bahrain, the Ministry of Industry and Commerce, Bahrain Bourse and Notaries (Public and Private), particularly in relation to security creation in Bahrain.
Gargi is a regular contributor to thought leadership articles and publications, including the Bahrain metro 101, digital landscape of Bahrain and introduction of electronic cheques in Bahrain and various notifications published by the Central Bank of Bahrain. She assisted with developing the Financial Law Module of the Bahrain Professional Legal Practice Course (Bahrain LPC), a pilot programme developed by the Ministry of Justice and Islamic Affairs and the judicial and legal studies bodies in Bahrain and delivered the Financial Law Module to the 2022-2023 Bahrain LPC programme.
Recent Experience
- Advising Arab Banking Corporation B.S.C. (Bank ABC) as lead local counsel in relation to a financing provided to Yellow Door Energy in relation to the development of a c.30MW solar portfolio and creation security in Bahrain.
- Advising Citigroup Global Markets Limited; First Abu Dhabi Bank PJSC; GIB Capital (A Single Shareholder Company); HSBC Bank plc; J.P. Morgan Securities plc; Natixis; and Mizuho International plc (the Dealers and Joint Lead Managers) in relation to matters pertaining to the laws of Bahrain in connection with regular updates of Gulf International Bank B.S.C.’s USD 2,500,000,000 Euro Medium Term Note Programme.
- Acting as the lead and local counsel to GFH Financial Group B.S.C. in connection with a Murabaha financing of USD150,000,000 being provided to Esterad Investment Co. B.S.C.
- Acting as the lead and local counsel to PayFii Company B.S.C. (C) in obtaining a payment service provider license from the Central Bank of Bahrain.
- Acting as the local counsel for Government of Bahrain acting through the Ministry of Finance and National Economy (MOFNE) in relation to a club syndicated financing.
- Acting as the lead and local counsel to Federal Bank Ltd. (India) in connection with various facilities provided to Lulu International Exchange LLC.
Language(s)
- English
- Hindi
Education
2018 – Bachelor of Legal Science (B.S.L)
Admission
2019 – Attorney in India
Practice(s)
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